Dog Walker Insurance | Insurance for Dog Walking Businesses
23 July
Dog Walker Insurance
Dog walking insurance is a must if you own a dog walking business or you’re an independent contractor earning extra cash on the side.
Accidents happen and insurance protects you, your business, your clients and their pets from a financial nightmare. It covers you against damages and defense cost arising from a claim as a result of your business operations.
A Pet Care Insurance (PCI) policy does this through coverages such as animal bailee, general liability, and reimbursement for vet bills.
There are several companies that offer dog walking policies such as Pet Care Insurance via Veracity Insurance Solutions and Lloyds of London. You can also ask fellow dog walkers what they use and consult with a local insurance professional.
Animal Bailee Coverage Dog Walking Insurance
Animal bailee coverage is a type of insurance that protects you against the loss or destruction of animals in your care, custody and control. This is important if you’re concerned that the dog owners you are working for will hold you liable for any injury to their pet while you are walking it.
You can use animal bailee coverage to cover vet expenses and other costs if a dog gets lost, gets injured, or gets sick while under your care, custody, and control.
How to Get Dog Walking Insurance?
To get dog walking insurance, you can:
1. Ask fellow pet sitters who they use.
2. Consult with local insurance agents.
3. Join a professional pet sitting organization like the National Association of Professional Pet Sitters (NAPPS).
4. Check out reputable sources for pet sitter insurance such as Pet Sitters International (PSI), National Association of Professional Pet Sitters (NAPPS), and Pet Sitters of America (PSA).
5. Consider Pet Care Insurance via Veracity Insurance Solutions and Lloyds of London.
What is General Liability Coverage?
General liability coverage is a type of insurance that protects you against claims of property damage, bodily injury, and other types of personal injury that may occur as a result of your business operations. It covers the cost of legal fees, medical expenses, and property damage, among other things.
How Much Does Dog Walking Insurance Cost?
The cost of dog walking insurance varies depending on the coverage you need and the insurance company you choose. According to Pet Care Insurance via Veracity Insurance Solutions and Lloyds of London, the cost of dog walking insurance starts at $129 per year.
Do I Need a License to Start a Dog Walking Business?
The requirements for starting a dog walking business vary depending on your location. In some states, you may need to obtain a business license or permit to operate your business. You may also need to register your business with the state and obtain a tax ID number.
I hope this helps!